Discover Your Home's Foreclosure Value
If the pandemic or other unexpected expenses have resulted in you falling behind on your mortgage, selling the property may be an option you may want to consider.
If so, call us for a free market analysis and site inspection. We will evaluate your home’s current value along with any expenses which may be necessary in preparing the home for sell. If time allows and we can market through traditional means, we’ll introduce you to several well respected agents from which you can chose. If staging the property to maximize appeal is appropriate, we can arrange that as well.
If time does not allow and the finance company is breathing down your neck, don’t worry! We have contacts with cash buyers looking for investment properties.

When faced with foreclosure, the key is in not delaying too long.
FREQUENTLY ASKED QUESTIONS
What is foreclosure?
Foreclosure is the legal means that your lender can use to repossess (take over) your home. When this happens, you must move out of your house. If your property is worth less than the total amount you owe on your mortgage loan, a deficiency judgment could be pursued. If that happens, you not only lose your home, you also would owe your lender an additional amount. Both foreclosures and deficiency judgments could seriously affect your ability to qualify for credit in the future. So you should avoid foreclosure if possible.
I am receiving letters from my lender regarding missed mortgage payments. What should I do?
DO NOT IGNORE THE LETTERS FROM YOUR LENDER. If you are having problems making your payments, call or write to your lender’s loss mitigation department as soon as possible and explain your situation. Be prepared to provide them with financial information, such as your monthly income and expenses. Without this information, they may not be able to help.
Are there any free housing counseling services available to homeowners who are struggling to stay in their homes?
Yes. The U.S. Department of Housing and Urban Development (HUD) website provides a directory of HUD-approved housing counseling agencies. You can also call (800) 569-4287 or TDD (800) 877-8339for the housing counseling agency nearest you, providing information on services and programs offered by government agencies, as well as private and community organizations that could help you. The housing counseling agency may also offer credit counseling. These services are usually free of charge.